The Trade-In Mortgage™
Trade-In Your Home For An Upgrade
Tap the equity in your current home to buy your next home before you sell.
Many homeowners have to sell their house before they can access the equity in it to purchase their next one.
Not anymore.
With The Trade-In Mortgage you can:
Buy Before You Sell.
Avoid the hassle of timing the sale of two homes, short-term rentals, and moving twice. Buy your dream home now. Sell your current home after you’ve moved.
Make A Bigger Down Payment.
Tap the equity in your current home to make a bigger down payment and reduce monthly payments on the next one.
Win More, Stress Less.
Stage and list an empty house for full market value, and stress less with a guaranteed backup offer. Staged homes spend 73% less time on market and sell for more.
The Trade-In Mortgage
How It Works In 4 Simple Steps
- Fill out Calque's 5-minute questionnaire, and we'll get in touch within 1 business day to do a virtual walkthrough of your house.
- Get pre-approved with a Calque lending partner.
- If your property qualifies, Calque will send you a Purchase Price Guarantee offer within 4-10 business days.
- Note: A Calque Purchase Price Guarantee is a guaranteed backup offer that gives you 150 days to sell the house to a buyer other than Calque.
- Sell your original home on the open market for full value.
- We've got your back. If your house hasn't sold within the timeframe specified in the Calque Purchase Price Guarantee, Calque will purchase it.
- Calque Resale Guarantee: If Calque resells your home for more than the price stated in the Purchase Price Guarantee, we will return the net profit to you after expenses. Calque's expenses include but are not limited to agent commissions, title and closing costs, property taxes, assessments, and interest expense.
We’re in the business of helping you move on your terms.
Compare your options to pick what’s right for you.
Comparison Criteria
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
Your agent, your price
Use your preferred real estate agent to list your original home for full price.
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
Submit winning offers
Submit non-contingent offers on your next home that are up to 4X more likely to win.
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
Buy and move before you sell
Buy and move into your new home before you sell your current one.
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
Eliminate financing contingencies
Remove your existing home from debt-to-income for easier qualification.
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
More and better showings
Stage and show an empty house on your schedule.
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
Sell with certainty
Rest easy with a guaranteed back-up offer if your home doesn’t sell on the open market.
Traditional Mortgage
Contingency Buster
The Trade-In Mortgage
Make a bigger down payment and save
Tap your equity to make a bigger down payment and reduce monthly payments.