Move Ahead™ Home Sale Program
Homebuying without the hassle
Buy and move before you sell with peace of mind
Many homeowners have to sell their home before they can qualify for a loan on the next one.
Not anymore.
With the Move Ahead Home Sale Program, you can:
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Buy Before You Sell.
Skip the heartache of timing the sale of two homes, short-term rentals, and moving twice. Buy your dream home now. Sell your current home after you’ve moved. -
Improve Your Chances With Competitive Offers.
Say goodbye to a contingency to sell your home and hello to competitive offers. Make offers that are more likely to win. -
Experience More Convenience.
Make repairs and stage your house after you've moved out so it always looks show-ready and sells for maximum value. -
Sell With Confidence.
List your current home for full market value, and rest easy with a guaranteed backup offer. -
How Much Does the Move Ahead Program Cost?
The cost to use the Move Ahead Home Sale Program is comprised of two fees: 1) a $1,000 flat fee to Calque, and 2) a variable fee calculated as 1% of the Purchase Price Guarantee to Calque. (Your lender, realtor and other parties involved in your home sale and purchase transactions will also charge separate fees.)
If we resell your home for more than the price stated in the Purchase Price Guarantee, we will return the net profit to you after we have paid our expenses. Expenses may include but are not limited to agent commissions, title and closing costs, property taxes, assessments, and interest expense (expenses will be disclosed in the event we resell your home for more than the price stated in the Purchase Price Guarantee).
Move Ahead Home Sale Program
How It Works In 4 Simple Steps
01.
Get pre-approved for the program
- Fill out our questionnaire in less than 5 minutes, and Calque will call you within 2 business days to discuss the house you’re selling.
- Complete your pre-approval paperwork with a Calque lending partner.
- If your property qualifies, Calque will send you a Purchase Price Guarantee within 3-10 business days.
**Note: We provide a Purchase Price Guarantee as a backup offer so you can list your house with peace of mind. We will purchase your home for the agreed upon price if it doesn’t sell within the specified timeframe.
01.
Get pre-approved for the program
02.
Improve your chances with competitive offers.
- Submit offers with no contingency to sell your current home and improve your chances of winning the bid.
- Go through the loan approval process with a Calque lending partner.
- Sign your Purchase Price Guarantee from Calque.
- Close on your new home!
02.
Improve your chances with competitive offers.
03.
Move into your new home!
- Move into your dream home!
- Make repairs and stage your original home so it sells for maximum value.**
- Show an empty house so you can skip the hassle of cleaning and leaving your home for prospective buyers.
**Note: Calque’s Purchase Price Guarantee offer will not change based on repairs made after signing the agreement.
03.
Move into your new home!
04.
Sell your original home with peace of mind.
- Sell your original home on the open market for full market value.
- We’ve got your back. If your original home hasn’t sold within the timeframe specified in the Calque Purchase Price Guarantee, Calque will purchase it for the agreed-upon price.
**Note: If we resell your home for more than the price stated in the Purchase Price Guarantee, we will return the net profit to you after we have paid our expenses. Expenses may include but are not limited to agent commissions, title and closing costs, property taxes, assessments, and interest expense (expenses will be disclosed in the event we resell your home for more).
04.
Sell your original home with peace of mind.
Ready to make your next move easy?
Get started in less than 5 minutes.
We’re in the business of helping you buy and sell real estate on your terms. Compare your options to pick what’s right for you.
Comparison Criteria |
Traditional Process |
Move Ahead Home Sale Program |
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Your agent, your priceUse your preferred real estate agent to list your original home for full price. |
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Submit competitive offersSubmit offers without a contingency to sell to improve your chances of winning. |
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Eliminate selling contingenciesRemove your existing home from debt-to-income considerations when qualifying for your mortgage on your next home.** |
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More and better showingsRepair and stage your home after you’ve moved. Prospective buyers can drop by and view your empty house at any time.** |
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Sell with certaintyRest easy with a guaranteed back-up offer if your home doesn’t sell on the open market. |
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Whether you’re switching neighborhoods or moving across the country, we can help you make the right move right now.
Frequently Asked Questions
The Move Ahead Home Sale Program is a home purchase solution that enables homeowners to buy and move into a new home before selling their current one. Importantly, a Calque Purchase Price Guarantee enables our lending partners to eliminate your current home sale contingency when qualifying you for a loan for your next home.
This simplifies the home-buying process by empowering you to submit offers for a new home that are not contingent on the sale of your current home, buy and move into your new home before you sell your current one, prep your original home for sale after you have moved out so it sells for the best price, and rest easy with a guaranteed backup offer on your home. The Move Ahead Home Sale Program also empowers your agent to win more bidding wars and negotiate more aggressively on the sales price of both homes, which could save you time and money.
Calque provides a Purchase Price Guarantee on your existing home, which enables your lender to originate a loan on the new home as if your current home has already sold. The PPG is a guaranteed backup offer that ensures Calque will buy your home if it hasn’t sold on the open market within the timeframe specified in the PPG. Most customers sell their home to someone else for more than the PPG, and we encourage you and your agent to view the PPG as a safety net.**
**Note: Your lender (not Calque) determines whether your departing residence mortgage debt is included in your debts for loan qualification purposes. It is important that you discuss the Calque Purchase Price Guarantee with your lender to confirm how they will treat it before you accept the PPG.
The cost to use the Move Ahead Home Sale Program is comprised of two fees: 1) a $1,000 flat fee to Calque, and 2) a variable fee calculated as 1% of the Purchase Price Guarantee to Calque. (Your lender, realtor and other parties involved in your home sale and purchase transactions will also charge separate fees.)
Click here to get started. The questionnaire takes less than 5 minutes to complete.
Absolutely.
Yes, but for a limited time. Calque’s Purchase Price Guarantee (PPG) provides a guaranteed backup offer on your house so you will only pay both mortgages until the original home sells on the open market or your PPG contract is executed, whichever occurs first.
The Move Ahead Home Sale Program can be more convenient and less stressful than the traditional process. Using our program, you will be able to:• Submit offers for a new home with no contingencies to sell your current home and improve your chances.
• Buy and move into your new home before you sell your original one. This allows you to avoid the stress of trying to time the sale of your current home with the purchase of your new home, submitting offers that are contingent on the sale of your current home, or moving into a short-term rental while you look for a new home.
• Prep your original home for sale after you have moved out. This allows you to avoid the hassle of constantly cleaning your home to maintain show-readiness while you are living in it. Furthermore, many clients choose to take advantage of the vacancy to make repairs and stage their original home so that it sells for maximum value.**
• Have peace of mind with a guaranteed backup offer. We’ve got your back if the market shifts. You don’t have to worry that you’ll be carrying two mortgages indefinitely or your home will remain unsold for months on end.
**Note: Calque’s Purchase Price Guarantee offer will not change based on repairs made after signing the agreement.
Our goal is to help you and your agent sell your original home for maximum value on the open market. However, we provide a backup plan to help consumers who aren’t able to sell their homes on the open market in time. When you first submit a questionnaire for the Move Ahead Home Sale Program, we will send you a Purchase Price Guarantee (PPG) stating how much we will pay for your house if you aren’t able to sell and close on it within the specified timeframe. In the small number of instances when a client’s original home doesn’t sell on the open market, we buy it for the previously agreed-upon PPG.
