The Trade-In Mortgage™

Trade-In Your Home For An Upgrade

Tap the equity in your current home to buy your next home before you sell.

Are You A Lender Or Agent? Work With Us.

Many homeowners have to sell their house before they can access the equity in it to purchase their next one.
Not anymore.

With The Trade-In Mortgage you can:

Buy Before You Sell.

Avoid the hassle of timing the sale of two homes, short-term rentals, and moving twice. Buy your dream home now. Sell your current home after you’ve moved.

Make A Bigger Down Payment.

Tap the equity in your current home to make a bigger down payment and reduce monthly payments on the next one.

Win More, Stress Less.

Stage and list an empty house for full market value, and stress less with a guaranteed backup offer. Staged homes spend 73% less time on market and sell for more. 

Parents with two kids in a new home, representing the flexibility of a Buy Now Sell Later mortgage

The Trade-In Mortgage
How It Works In 4 Simple Steps

We’re in the business of helping you move on your terms.
Compare your options to pick what’s right for you.

Comparison Criteria

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Your agent, your price

Use your preferred real estate agent to list your original home for full price.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Submit winning offers

Submit non-contingent offers on your next home that are up to 4X more likely to win.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Buy and move before you sell

Buy and move into your new home before you sell your current one.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Eliminate financing contingencies

Remove your existing home from debt-to-income for easier qualification.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

More and better showings

Stage and show an empty house on your schedule.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Sell with certainty

Rest easy with a guaranteed back-up offer if your home doesn’t sell on the open market.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Make a bigger down payment and save

Tap your equity to make a bigger down payment and reduce monthly payments.

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Trade-In My Home? Yes, You Can!

It is easy and takes less than 5 minutes to get started.

What our clients are saying about The Trade-In Mortgage

Jordan Almond
Jordan AlmondBranch Manager
Working with our Account Manager at Calque, Rebekah Lanning, has been an absolute pleasure. Calque’s sponsorship of several Realtor Lunch & Learns has been invaluable to our company and greatly enhanced our team's knowledge and networking capabilities. The positive feedback from our team and attendees has been overwhelming, citing the well- organized, relevant, and insightful sessions that have now become a highlight of our learning calendar. Rebekah’s professionalism and dedication reflect highly on Calque, making her a preferred partner in our growth and development strategies.
Natalie
NatalieHome buyer
"The Trade-In Mortgage was an absolute game-changer for our family during our recent move... Everybody stayed in contact. If I sent an email, I got a response right away. Usually something always goes wrong, but this was too easy."
Ify Strakal
Ify StrakalReal estate agent
"My colleagues should talk to Calque before speaking to any other company because of the ease with which your company handled my client's transaction, making the entire process stress-free and simple for all parties involved. With The Trade-In Mortgage™, I was able to submit an offer for my clients for a house they really liked without contingencies on the contract."
Stacy Rogers
Stacy RogersLoan officer
"I am sold on The Trade In Mortgage! The program is a great way to get buyers into the market; it gives them a safety net. It is also a great tool to offer your REALTOR partners; their buyers are more competitive and have more leverage against other buyers... I am very pleased to be partnering with Calque."
Wally Andrus
Wally AndrusLoan officer
"I had a client that needed to move quickly from Colorado to Virginia due to an urgent family issue. I presented the Calque Purchase program along with the bridge loan as a solution to their problem. They wanted to move fast... Calque offered a solution to a very stressful situation for my clients."
Stephen Knorr
Stephen KnorrBranch manager
"I currently have one Calque deal in underwriting and a few that should come in shortly. Calque’s purchase guarantee gave a solution to a problem past clients had. It enabled them to move forward with buying a new home and creating inventory by listing their current home."
Dean Ash
Dean AshReal estate agent
"I think the potential for The Trade-In Mortgage is big. It’s getting the word out that this exists and the trade-off of the fee, which is nominal when you think about the benefit it provides."
The Mitchells
The MitchellsHome buyer
"We were extremely pleased with the Trade-In Mortgage. It offered us a great sense of security in the selling process and helped us get a lower price while buying."

Take the first step. Discover how Calque can help you.