By helping your borrowers win with non-contingent financing
By eliminating your borrower's first home from debt-to-income
Compete on more than just rate with a simpler and safer process
For you and your borrowers with a guaranteed back-up offer on the home
Generate up to 2x the profit per borrower by adding a bridge loan
With a new solution that wins more deals and increases client satisfaction
56% of repeat buyers need to use funds from their departing residence to make the down payment on their new home and most consumers can't qualify for a new mortgage if their departing residence is included in debt-to-income.
And financing contingencies cause most of the pain. Consumers say that only death of a loved one or divorce are more painful.
'Cash offer' and 'buy before you sell' products grew 33% during an overall mortgage market decline of 38%.
PropTech companies offering these products are expanding nationwide and stealing your purchase business.
I've seen a lot of products over the years that have promised to make it easier for people to move up or down into their next new home. Most don't really deliver. Calque is different. This product takes the worry away and allows homeowners to act now and move forward on their dreams. Since you never know when you'll need this product to get a new listing and it costs nothing to sign up, I recommend that every real estate agent get Calque into their marketing arsenal now.
Calque provides homeowners with a Purchase Price Guarantee on their existing home, which ensures we will buy it for an agreed-upon price if it doesn’t sell on the open market for more. This enables you to offer loan solutions that consumers love.
You originate a non-contingent loan on the new home and remove the existing home from debt-to-income considerations. Your consumers make competitive offers, buy before they sell, and rest easy with a guaranteed backup offer.Learn More
In addition to all the benefits of the Move Ahead Mortgage, you write a bridge loan or HELOC so your customers can use the equity in their current home to make a bigger down payment on the new one.Learn More
Calque eliminates the duplicative costs and high fees associated with other buy-before-you-sell solutions by fixing the problem at the root--the underwriting process.Let's Talk