Buy Your Next Home

On Your Terms.

Buy-before-you-sell.

Guaranteed back-up offer.

Competitive non-contingent offers.

Nationwide coverage.

Calque partners with community lenders to provide a better ‘buy-before-you-sell‘ experience.

Top Lenders Across the Nation

Partner With Calque for a Better Buy-Before-You-Sell Solution

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Experience More.

More Winning. Make non-contingent offers that are 4X more likely to win.

More Convenience. Buy and move before you sell. Show an empty home.

More Confidence. List for full value, and relax with a Calque backup offer.

More Savings. Pick the product and fees that are right for you. 

Calque is not a lender. Calque provides homeowners with a Purchase Price Guarantee, which enables community lenders to offer cost-effective ‘buy before you sell’ mortgage solutions. A Calque Purchase Price Guarantee is a guaranteed backup offer on your house that gives you up to 150 days to sell it on the open market.

Explore which type of ‘buy before you sell’ solution is right for you:

01.

The Trade-In Mortgage

Designed for homeowners who want to tap the equity in their current home to make a bigger down payment on their new home.

02.

The Contingency Buster

Designed for homeowners who want to remove home sale contingencies in 48 hours or less for the lowest possible cost.

Find out how Calque Works

Calque’s Resale Promise

If Calque does purchase your home and then resells it for more than the Purchase Price Guarantee, Calque will return the net profit to you after we have paid our expenses. Expenses may include but are not limited to agent commissions, title and closing costs, property taxes, assessments, and interest expense.

House representing a Sale Contingent on Selling House solution.

Competitive. Game-changing. Simple.

Jordan Almond
Jordan AlmondBranch Manager
Working with our Account Manager at Calque, Rebekah Lanning, has been an absolute pleasure. Calque’s sponsorship of several Realtor Lunch & Learns has been invaluable to our company and greatly enhanced our team's knowledge and networking capabilities. The positive feedback from our team and attendees has been overwhelming, citing the well- organized, relevant, and insightful sessions that have now become a highlight of our learning calendar. Calque is a preferred partner in our growth and development strategies.
Natalie
NatalieHome buyer
"The Trade-In Mortgage was an absolute game-changer for our family during our recent move. Everybody stayed in contact. If I sent an email, I got a response right away. Usually something always goes wrong, but this was too easy."
Ify Strakal
Ify StrakalReal estate agent
"My colleagues should talk to Calque before speaking to any other company because of the ease with which your company handled my client's transaction, making the entire process stress-free and simple for all parties involved. With The Trade-In Mortgage™, I was able to submit an offer for my clients for a house they really liked without contingencies on the contract."
Stacy Rogers
Stacy RogersLoan officer
"I am sold on The Trade In Mortgage! The program is a great way to get buyers into the market; it gives them a safety net. It is also a great tool to offer your REALTOR partners. Their buyers are more competitive and have more leverage against other buyers. I am very pleased to be partnering with Calque."
Wally Andrus
Wally AndrusLoan officer
"I had a client that needed to move quickly from Colorado to Virginia due to an urgent family issue. I presented the Calque Purchase program as a solution to their problem because they wanted to move fast. Calque offered a solution to a very stressful situation for my clients."
Stephen Knorr
Stephen KnorrBranch manager
"I currently have one Calque deal in underwriting and a few that should come in shortly. Calque’s Purchase Guarantee gives a solution to a problem past clients had. It enables them to move forward with buying a new home and creating inventory by listing their current home."
Dean Ash
Dean AshReal estate agent
"I think the potential for The Trade-In Mortgage is big. It’s getting the word out that this exists and explaining the trade-off for the fee, which is nominal when you think about the benefit it provides."
The Mitchells
The MitchellsHome buyer
"We were extremely pleased with the Trade-In Mortgage. It offered us a great sense of security in the selling process and helped us get a lower price while buying."

Ready to get started with Calque?

• I’m a homeowner looking to buy and move before I sell.

• I’m a real estate agent that wants to gain a competitive edge.

• I’m a mortgage officer looking for better solutions for my clients.

• I’m a lender inquiring to partner with Calque.

Why work with Calque?

We can help arm your loan officers with innovative products so you gain market share instead of losing it.

Calque is not a lender

We complement, not compete.

We never originate mortgages to compete with lenders.

We never sell your client data or leads to anyone.

Your brand front and center

• We make custom marketing materials that reflect your unique brand.

• Front-line support that keeps your loan officers at the center of every deal.

Secure and Compliant

• SOC2 compliant.

• Committed to data protection and transaction security.

• Fully compliant with TILA, Reg B, etc.

Easy implementation

• Can onboard in as few as 2 weeks.

• Train your loan officers in 1 hour.

• No changes to underwriting standards.

Built to Serve Lenders

• Leadership team has 100+ years of banking and mortgage expertise.

• No fees or implementation costs for lenders.

Better solutions

• Less expensive than iBuyers and competing products

• Don’t require duplicate sales or leaseback fees 

• Easier and more efficient process

Calque Operates in 48 Contiguous States

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Ready to Win More Offers and Close More Deals?

Join a live information session

We offer weekly live information sessions online that last 30-45 minutes where we teach you everything you’ll need to talk to your clients about our home loan solutions, guide them through the process like a pro, and walk away with branded marketing materials as a bonus.

Get a client started in 5 minutes

If you have a client that could benefit from one of our loan solutions right now, we can get them started by the end of the day. Please have your client fill out our questionnaire. The process takes less than 5 minutes to complete and one of Calque’s representatives will be in touch with you both shortly.

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