The process of buying and selling a home is unnecessarily time-consuming, stressful and expensive for homeowners. A majority of homeowners have to sell their house in order to tap their hard-earned equity to buy their next home, leaving them stuck in needlessly complicated positions.
After experiencing these frustrations first-hand, our team founded Calque to design a better way.
That’s how we got started, and that’s our mission: to work with community lenders and local real estate agents so consumers can buy and sell real estate on their terms with a simpler, less risky, and less stressful home purchase process.We only win when you win. Whether you’re a consumer, an agent, or a lending partner, we’ve carefully designed our processes so our incentives are always aligned with yours and our transaction volume is directly tied to our lending partners’ success.
Unlike our competitors who often profit by reselling consumers’ houses for more, cutting agents out of the process or charging fees, and competing with their affiliated lenders for purchase business, Calque does it a different way. We pioneered a new business model founded on partnership and the principle that we will only win when you win.
Calque is a fintech company that partners with community lenders so they can offer consumers innovative home loans. Calque provides homeowners with a Purchase Price Guarantee (i.e., a backup offer on their existing home). Having the backup offer in place enables our lending partners to write a non-contingent loan on the next home as if the current home has already sold. This loan underwriting modification simplifies the homebuying process and empowers homeowners, agents, and loan officers from start to finish.
Many of our competitors use business models that are less cost effective for homeowners, including with iBuyers and PowerBuyers, where homeowners are paying duplicate closing costs, and in some instances, extra fees to lease the new home from the company until the original home sells.
Calque designed a better way by working with local lenders to create a simpler, more cost-effective loan solution that fixes the problem at the root—the mortgage.Michael Bremer is a seasoned industry veteran with 25 years of experience in the mortgage, real estate, insurance, and risk management sectors....
Learn MoreDan is an expert in business technology with 25 years of experience in strategy and development within the mortgage
Learn MoreChandra has 15 years of experience as a data-driven marketer with deep expertise in research, analytics, and predictive modeling.
Learn MoreJeremy is a financial technology expert with more than 15 years of C-suite experience and deep expertise in the real estate and financial sectors...
Learn MoreMichael Bremer is a seasoned industry veteran with 25 years of experience in the mortgage, real estate, insurance, and risk management sectors, holding senior leadership roles at CoreLogic and First American. There, Michael led strategic business transformation and operational oversight to global teams, delivering best-in-class, regulatory-compliant, scalable solutions that fuel the mortgage ecosystem. enjoys empowering exceptional teams to deliver outstanding service and outcomes for customers and their clients alike by focusing on the intersection between people and products. When asked why he joined Calque, Michael explains, “I’ve experienced firsthand the challenges of synchronized selling, both from a financial and quality-of-life perspective, and I knew there had to be a better way. What I love about Calque is that we’re the best way to provide that better way, by offering the first ‘buy before you sell’ solution that empowers lenders and realtors at the loan level.
Dan Mugge is an expert in business technology with 25 years of experience in strategy and development within the mortgage and real estate service industries. He has held various senior technology and business management roles including Vice President of Default Technology, SVP of Product Management, Chief Technology Officer, and Divisional President at leading companies such as First American, CoreLogic, Black Knight, and ClosingCorp. Dan has significant expertise in profitably scaling and streamlining operations using cloud-native strategies. In addition, he brings a history of organizational optimization resulting in improved customer experience and increased employee satisfaction.
When asked why he joined Calque, Dan says “My family and I have simultaneously bought and sold homes seven times in the last 25 years so we know full well the challenges and stress that synchro-selling creates for families, especially families with children, dogs and cats like us. What I love about Calque is that it addresses the challenges for consumers in a way that doesn’t disintermediate lenders and Realtors, and you pay much less than alternative offerings for the convenience. From my perspective, Calque’s Trade-In Mortgage offering is a quintessential win, win, win. It is one of those ideas that makes you question why it took this long to make it happen. Here at Calque, our sole mission is to make it happen for as many consumers, lenders and Realtors as we can, which makes Calque a very exciting place to be.”
Chandra Srivastava has 15 years of experience as a data-driven marketer with deep expertise in research, analytics, and predictive modeling. Chandra began her career conducting primary research to help clients manage unfolding crises & long-term corporate reputation, including Fortune 50 financial firms recovering from the 2008 financial crisis. She went on to receive her Ph.D. in marketing strategy from The University of Texas at Austin with an emphasis on social media and empirical modeling.
When asked why she joined Calque, Chandra says, “I’m inspired to work on products that make life better and fairer for everyday consumers. It’s exciting to work on a mortgage solution that will allow many homeowners to buy a new home with the same ease and simplicity that used to be financially out-of-reach for most Americans.”
Jeremy Foster is a financial technology expert with more than 15 years of C-suite experience and deep expertise in the real estate and financial sectors. In the banking space, he guided product strategy for a $25 billion deposit product portfolio and led the successful development of analytics and industry solutions deployed through more than 1,000 banks and credit unions. As a collaborative and data-driven leader, Jeremy has served as the Chief Financial Officer and Chief Operating Officer at three Inc. 5000 companies, including one of the first hybrid iBuyer solutions in the real estate technology sector.
When asked why he’s supporting Calque, Jeremy says, “Choice and competition are good for consumers and for the economy. As large, PE-backed property-tech companies began using bridge ownership programs to consolidate the mortgage market, we realized that if experienced mortgage lenders are armed with the right product, they can provide superior customer service at a more competitive price.”
Jim is a 20-year veteran in Mortgage Loan Originations as the Chief Lending Officer at Revest Homes, Inc (NMLS 633511). Jim also specializes...
Learn MoreSara Johnson has over 15 years of capital markets, investment, and lending experience.
Learn MoreDori Daganhardt has more than 20 years of mortgage industry experience.
Learn MoreMarty Sunde has blended strategic thinking with operational results for more...
Learn MoreDavid Lykken is a 47-year veteran of the mortgage industry. He is the Founder, President, and Chief Transformational Officer...
Learn MoreDon Schafer has spent the last three decades building companies that empower community financial...
Learn MoreJack brings over 38 years of experience in mortgage banking to the team, with expertise in Sales, Operational...
Learn MorePeter is a mortgage industry veteran with 20 years of experience helping companies leverage technology to improve and streamline sales and operations.
Learn MoreJim Black is a 20-year veteran in Mortgage Loan Originations as the Chief Lending Officer at Revest Homes, Inc (NMLS 633511). Jim also specializes in purchase fundings and bridge loan solutions and has consistently been ranked in the top 100 Mortgage Loan Officers nationally. Jim brings a marketing and strategic perspective for integrating the mortgage broker and mortgage banking into custom solutions that create opportunities for families and referral partners to create wealth through real estate financing.
When asked why he joined Calque, Jim says, “My passion is to provide the consumer the best customized solution for their specific situation. What differentiates Calque for the rest of the market is a unique product that creates a simple way for a family to leverage a financial tool to help fulfill a life event, which creates or sustains the dream of homeownership.”
Sara Johnson has over 15 years of capital markets, investment, and lending experience. Over her combined career, Sara has supported the growth of hundreds of technology companies and helped those companies raise over $1bn in debt and equity capital. She has been leading high performing teams for 8 years and assisting with growth strategy through her various roles with Wells Fargo, CIBC, and Horizon. Sara works closely to build trusting partnerships with Founders, PE and VC firms to support the growth of innovative companies. Sara is also an angel investor, mentor, and loves helping founders raise capital.
Dori Daganhardt has more than 20 years of mortgage industry experience. In her career roles of Chief Data Officer, Vice President of Product Strategy and GM of Analytic Products, Dori has successfully led global product and data teams for some of the industry’s leading technology and data providers including ClosingCorp, Black Knight, CoreLogic and First American.
Marty Sunde has blended strategic thinking with operational results for more than 36 years. As the former President at PE-acquired Kasasa (Fintech) and SVP-WW Products at Acxiom (consumer data giant), he possesses a deep expertise in driving profitable growth, operational efficiency, and organizational alignment. Prior to that, Marty spent 18 years at IBM, where he received much of his technology and management experience in a variety of executive roles. Today, he serves as a Board Member and advisor to Acclaim Energy Services, and a consultant to the senior executive team at ZSuite, Leader Bank, Talroo, and Open Teams.
David Lykken is a 47-year veteran of the mortgage industry. He is the Founder, President, and Chief Transformational Officer of Transformational Mortgage Solutions (TMS), a company made up of industry veterans focused on transforming the way the mortgage industry does business through consulting, executive coaching, and communications strategy. David is a frequent guest on FOX Business News and makes occasional guest appearances on CNBC and CBS Evening News. In addition, he hosts the “Lykken On Lending” and the “Lykken On Leadership” podcasts.
Don Schafer has spent the last three decades building companies that empower community financial institutions with the products, services, and fortitude to capture and defend market share from mega banks. He co-founded and served as an executive at four such institutions, including Quilo, Kasasa, Banking Solutions, Inc., and BancLeasing. Don was also instrumental in helping launch FundsXpress, which provides internet banking services for hundreds of community financial institutions. In 2011, Don won one of the prestigious Ernst & Young Entrepreneur of the Year awards, and he currently serves on the advisory board for the Austin-based fin-tech company, App Brilliance.
Jack brings over 38 years of experience in mortgage banking to the team, with expertise in Sales, Operational Fulfillment, Capital Markets, Quality Control, Loan Servicing, Treasury and Liquidity Solutions, and Risk Management. Previously, he had profit and loss and management responsibility for multiple business lines in mid-tier commercial banking environments, including a top tier warehouse lending program, a large correspondent aggregation business, and a leading MSR financing team. Jack also built a top performing, $14 billion residential servicing portfolio. During his tenure, Jack either created or significantly scaled these businesses while constructing a best-in-class risk control environment.
Peter Kallodaychsak is a mortgage industry veteran with 20 years of experience helping companies leverage technology to improve and streamline sales and operations. He has led the successful implementations of complex systems for multiple institutions originating multi-billion dollar pipelines and has also run sales for a national mortgage company, increasing production by 30%. Peter currently serves as a board member for a real estate services group combining lending, real estate, and proprietary technology and is a private investor with positions in the ResTech and Insurtech spaces.
When asked why he works for Calque, Peter says, ”After 20 years in the industry, when presented with Calque in its initial concept, I realized what a rare opportunity it is in business to bring a product to market that truly simplifies a process for the end consumer. The real estate space is crowded, confusing, stressful, and expensive for the average home buyer and Calque goes a long way to solve several of those problems.”
More convenience. Less risk. Calque.
Calque provides homeowners with a Calque Purchase Price Guarantee. All mortgages are provided by lending partners.
No NMLS! Calque isn’t a lender but this is where our competitors usually post theirs 🙂
To speak with a Calque representative, call
Or send an email to
Our address is
5900 Balcones Drive #14640 Austin, TX 78731