Calque partners with community lenders to empower homeowners to buy and sell real estate on their terms

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The process of buying and selling a home is unnecessarily time-consuming, stressful and expensive for homeowners. A majority of homeowners have to sell their house in order to tap their hard-earned equity to buy their next home, leaving them stuck in needlessly complicated positions.

After experiencing these frustrations first-hand, our team founded Calque to design a better way.

That’s how we got started, and that’s our mission: to work with community lenders and local real estate agents so consumers can buy and sell real estate on their terms with a simpler, less risky, and less stressful home purchase process.

We only win when you win. Whether you’re a consumer, an agent, or a lending partner, we’ve carefully designed our processes so our incentives are always aligned with yours and our transaction volume is directly tied to our lending partners’ success.

Unlike our competitors who often profit by reselling consumers’ houses for more, cutting agents out of the process or charging fees, and competing with their affiliated lenders for purchase business, Calque does it a different way. We pioneered a new business model founded on partnership and the principle that we will only win when you win.

Calque is a fintech company that partners with community lenders so they can offer consumers innovative home loans. Calque provides homeowners with a Purchase Price Guarantee (i.e., a backup offer on their existing home). Having the backup offer in place enables our lending partners to write a non-contingent loan on the next home as if the current home has already sold. This loan underwriting modification simplifies the homebuying process and empowers homeowners, agents, and loan officers from start to finish.

Many of our competitors use business models that are less cost effective for homeowners, including with iBuyers and PowerBuyers, where homeowners are paying duplicate closing costs, and in some instances, extra fees to lease the new home from the company until the original home sells.

Calque designed a better way by working with local lenders to create a simpler, more cost-effective loan solution that fixes the problem at the root—the mortgage.

Meet Our Leadership Team

Michael Bremer

Michael Bremer


Michael Bremer is a seasoned industry veteran with 25 years of experience in the mortgage, real estate, insurance, and risk management sectors....

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Dan Mugge


Dan is an expert in business technology with 25 years of experience in strategy and development within the mortgage

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Chandra Srivastava00101 scaled 1

Chandra Srivastava


Chandra has 15 years of experience as a data-driven marketer with deep expertise in research, analytics, and predictive modeling.

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Jeremy Foster


Jeremy is a financial technology expert with more than 15 years of C-suite experience and deep expertise in the real estate and financial sectors...

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Meet Our Advisory Team


Jim Black


Jim is a 20-year veteran in Mortgage Loan Originations as the Chief Lending Officer at Revest Homes, Inc (NMLS 633511). Jim also specializes...

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Sara Johnson

Advisory Board Member

Sara Johnson has over 15 years of capital markets, investment, and lending experience.

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Dori Daganhardt

Advisory Board Member

Dori Daganhardt has more than 20 years of mortgage industry experience.

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Marty Sunde

Advisory Board Member

Marty Sunde has blended strategic thinking with operational  results for more...

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David Lykken

Advisory Board Member

David Lykken is a 47-year veteran of the mortgage industry. He is the Founder, President, and Chief Transformational Officer...

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Don Schafer

Advisory Board Member

Don Schafer has spent the last three decades building companies that empower community financial...

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Jack Nunnery

Advisory Board Member

Jack brings over 38 years of experience in mortgage banking to the team, with expertise in Sales, Operational...

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Peter Kallodayschsack

Advisory Board Member

Peter is a mortgage industry veteran with 20 years of experience helping companies leverage technology to improve and streamline sales and operations.

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