The Trade-In Mortgage

Trade In Your Home For An Upgrade

Tap the equity in your current home to buy your next home before you sell.

Are you a lender or agent? Work with us.

Many homeowners have to sell their house before they can access the equity in it to purchase their next one.
Not anymore.

With The Trade-In Mortgage you can:

  • Buy Before You Sell.

    Avoid the hassle of timing the sale of two homes, short-term rentals, and moving twice. Buy your dream home now. Sell your current home after you’ve moved.

  • Make A Bigger Down Payment.

    Tap the equity in your current home to make a bigger down payment, reduce monthly payments, and eliminate mortgage insurance on the next one.

  • Win More, Stress Less.

    Submit cash-like offers and win. List your current home for full market value, and rest easy with a guaranteed back-up offer.

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“Working with Calque empowers us to provide buyers with confidence during home purchase negotiations. With The Trade-In Mortgage, buyers can use their accrued equity to purchase  their next home and our buyers appreciate the ingenuity.”

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Sean Sedita

Broker

“Calque was a pivotal part of getting my client to the closing table. They went above and beyond to preserve our original closing date and don’t charge as much as other programs with the same service. I will definitely recommend Calque during future transactions!”

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Hannah Hunnicutt

Real Estate Agent

The Trade-In Mortgage

How It Works In 4 Simple Steps

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01.

Get pre-approved quickly and easily!

01.

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Get pre-approved quickly and easily!
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02.

Win with competitive offers!

02.

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Win with competitive offers!
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03.

Move into your new home.

03.

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Move into your new home.
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04.

Sell your original home and save.

04.

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Sell your original home and save.

Ready to make your next move easy?

It takes less than 5 minutes to get started and unlock your equity.

We’re in the business of helping you buy and sell real estate on your terms. Compare your options to pick what’s right for you.

Comparison Criteria

Comparison Criteria

Traditional Mortgage

Contingency Buster

The Trade-In Mortgage

Your agent, your price

Use your preferred real estate agent to list your original home for full price.

Submit winning offers

Submit non-contingent offers on your next home that are up to 4X more likely to win.

Buy and move before you sell

Buy and move into your new home before you sell your current one.

Eliminate financing contingencies

Remove your existing home from debt-to-income considerations when qualifying for your mortgage on your next home.

More and better showings

Repair and stage your home after you’ve moved. Prospective buyers can drop by and view your empty house at any time.

Sell with certainty

Rest easy with a guaranteed back-up offer if your home doesn’t sell on the open market.

Make a bigger down payment and save

Tap your equity to make a bigger down payment on your new home, reduce your monthly mortgage payments, and avoid mortgage insurance.

Trade-In My Home? Yes You Can!

It is easy and takes less than 5 minutes to get started.

What our clients are saying about
The Trade-In Mortgage

“The Trade-In Mortgage was an absolute game-changer for our family during our recent move. As someone who had previously experienced the stress of a gap between homes, I can’t express enough how much peace of mind the program provided us. Also, nothing went wrong! Everybody stayed in contact. If I sent an email, I got a response right away. Usually something always goes wrong, but this was too easy.”

Natalie

Natalie

Home buyer

“The best thing about Calque is the peace of mind that it will bring you. You don’t have to worry about ‘Oh, this person may buy the house, they may not…’. We can move forward with getting our dream home and don’t have to worry about if the old house is going to sell.”

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The Burkes

Home buyer

“We were extremely pleased with the Trade-In Mortgage. It offered us a great sense of security in the selling process and helped us get a lower price while buying.”

The Mitchells

The Mitchells

Home buyer