The Trade-In Mortgage™
Trade In Your Home For An Upgrade
Tap the equity in your current home to buy your next home before you sell.
Many homeowners have to sell their house before they can access the equity in it to purchase their next one.
Not anymore.
With The Trade-In Mortgage you can:
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Buy Before You Sell.
Avoid the hassle of timing the sale of two homes, short-term rentals, and moving twice. Buy your dream home now. Sell your current home after you’ve moved.
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Make A Bigger Down Payment.
Tap the equity in your current home to make a bigger down payment, reduce monthly payments, and eliminate mortgage insurance on the next one.
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Win More, Stress Less.
Submit cash-like offers and win. List your current home for full market value, and rest easy with a guaranteed back-up offer.
“Working with Calque empowers us to provide buyers with confidence during home purchase negotiations. With The Trade-In Mortgage, buyers can use their accrued equity to purchase their next home and our buyers appreciate the ingenuity.”
Sean Sedita
Broker
“Calque was a pivotal part of getting my client to the closing table. They went above and beyond to preserve our original closing date and don’t charge as much as other programs with the same service. I will definitely recommend Calque during future transactions!”
Hannah Hunnicutt
Real Estate Agent
The Trade-In Mortgage
How It Works In 4 Simple Steps
01.
Get pre-approved quickly and easily!
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Fill out our questionnaire in less than 5 minutes, and Calque will call you within one business day to facilitate a deal within 2-10 days.
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Complete your pre-approval paperwork with a Calque lending partner to get your Purchase Price Guarantee.
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Enjoy your better process!
**Note: We provide a Purchase Price Guarantee as a back-up offer so you can list your house with peace of mind. We will purchase your home for the agreed upon price if it doesn’t sell within the specified timeframe(up to 150 days in most markets).
01.
Get pre-approved quickly and easily!
02.
Win with competitive offers!
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Submit non-contingent offers that function like all-cash offers and win.
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Sign your Purchase Price Guarantee from Calque.
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Your lender will finalize the underwriting process and give you the down payment so you can close on your new home!
Want to buy-before-you-sell but don’t need to tap the equity in your current home to make a down payment? Find out if The Move Ahead Mortgage is right for you.
02.
Win with competitive offers!
03.
Move into your new home.
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Move into your dream home!
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Make repairs and stage your original home so it sells for maximum value.
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Show an empty house so you can skip the hassle of cleaning and leaving your home for prospective buyers.
03.
Move into your new home.
04.
Sell your original home and save.
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Sell your original home on the open market for full market value.
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We’ve got your back. If your original home hasn’t sold within the timeframe specified in the Calque Purchase Price Guarantee, Calque will purchase it for the agreed-upon price.
**Note: If we resell your home for more than the price stated in the Purchase Price Guarantee, we will return the net profit to you after we have paid our expenses. Expenses may include but are not limited to agent commissions, title and closing costs, property taxes, assessments, and interest expense.
04.
Sell your original home and save.
Ready to make your next move easy?
It takes less than 5 minutes to get started and unlock your equity.
We’re in the business of helping you buy and sell real estate on your terms. Compare your options to pick what’s right for you.
Comparison Criteria
Comparison Criteria |
Traditional Mortgage |
Contingency Buster |
The Trade-In Mortgage |
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Your agent, your priceUse your preferred real estate agent to list your original home for full price. |
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Submit winning offersSubmit non-contingent offers on your next home that are up to 4X more likely to win. |
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Buy and move before you sellBuy and move into your new home before you sell your current one. |
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Eliminate financing contingenciesRemove your existing home from debt-to-income considerations when qualifying for your mortgage on your next home. |
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More and better showingsRepair and stage your home after you’ve moved. Prospective buyers can drop by and view your empty house at any time. |
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Sell with certaintyRest easy with a guaranteed back-up offer if your home doesn’t sell on the open market. |
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Make a bigger down payment and saveTap your equity to make a bigger down payment on your new home, reduce your monthly mortgage payments, and avoid mortgage insurance. |
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Trade-In My Home? Yes You Can!
It is easy and takes less than 5 minutes to get started.
What our clients are saying about
The Trade-In Mortgage
“The Trade-In Mortgage was an absolute game-changer for our family during our recent move. As someone who had previously experienced the stress of a gap between homes, I can’t express enough how much peace of mind the program provided us. Also, nothing went wrong! Everybody stayed in contact. If I sent an email, I got a response right away. Usually something always goes wrong, but this was too easy.”
Natalie
Home buyer
“The best thing about Calque is the peace of mind that it will bring you. You don’t have to worry about ‘Oh, this person may buy the house, they may not…’. We can move forward with getting our dream home and don’t have to worry about if the old house is going to sell.”
The Burkes
Home buyer
“We were extremely pleased with the Trade-In Mortgage. It offered us a great sense of security in the selling process and helped us get a lower price while buying.”
The Mitchells
Home buyer
More convenience. Less risk. Calque.
No NMLS! Calque isn’t a lender but this is where our competitors usually post theirs 🙂
