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Offer Better Loan Solutions

Powered by Calque

See what we can offer your client to buy before they sell.

Are You A Builder Or Agent ? Work With Us.

As Featured In

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Put your brand first, leverage Calque’s white labeled buy-before-you-sell solutions.

Increase Volume

Attract borrowers win with non-contingent financing

Easier Qualification

Eliminate departing homes from debt-to-income

Simpler and Safer

Fully compliant with TILA, RESPA, Reg B, and SOC2 

Reduce Risk

With a guaranteed back-up offer on borrowers’ homes

Raise Profit per Borrower

Generate up to 2x the profit per borrower with a 2nd lien

Strengthen Agent Relationships

With a new solution and better process

Join an Upcoming Webinar

Competitive. Game-changing. Simple.

Jordan Almond
Jordan AlmondBranch Manager
Working with our Account Manager at Calque, Rebekah Lanning, has been an absolute pleasure. Calque’s sponsorship of several Realtor Lunch & Learns has been invaluable to our company and greatly enhanced our team's knowledge and networking capabilities. The positive feedback from our team and attendees has been overwhelming, citing the well- organized, relevant, and insightful sessions that have now become a highlight of our learning calendar. Calque is a preferred partner in our growth and development strategies.
Natalie
NatalieHome buyer
"The Trade-In Mortgage was an absolute game-changer for our family during our recent move. Everybody stayed in contact. If I sent an email, I got a response right away. Usually something always goes wrong, but this was too easy."
Ify Strakal
Ify StrakalReal estate agent
"My colleagues should talk to Calque before speaking to any other company because of the ease with which your company handled my client's transaction, making the entire process stress-free and simple for all parties involved. With The Trade-In Mortgage™, I was able to submit an offer for my clients for a house they really liked without contingencies on the contract."
Stacy Rogers
Stacy RogersLoan officer
"I am sold on The Trade In Mortgage! The program is a great way to get buyers into the market; it gives them a safety net. It is also a great tool to offer your REALTOR partners. Their buyers are more competitive and have more leverage against other buyers. I am very pleased to be partnering with Calque."
Wally Andrus
Wally AndrusLoan officer
"I had a client that needed to move quickly from Colorado to Virginia due to an urgent family issue. I presented the Calque Purchase program as a solution to their problem because they wanted to move fast. Calque offered a solution to a very stressful situation for my clients."
Stephen Knorr
Stephen KnorrBranch manager
"I currently have one Calque deal in underwriting and a few that should come in shortly. Calque’s Purchase Guarantee gives a solution to a problem past clients had. It enables them to move forward with buying a new home and creating inventory by listing their current home."
Dean Ash
Dean AshReal estate agent
"I think the potential for The Trade-In Mortgage is big. It’s getting the word out that this exists and explaining the trade-off for the fee, which is nominal when you think about the benefit it provides."
The Mitchells
The MitchellsHome buyer
"We were extremely pleased with the Trade-In Mortgage. It offered us a great sense of security in the selling process and helped us get a lower price while buying."

We can help you close more deals

• Attract 56% of borrowers who need their equity to purchase their next home.

• Increase purchase volume with non-contingent offers.

• Save deals when a buyer backs out.

• Recruit and retain agents by helping them differentiate with a better process.

• Nationwide coverage in the 48 continguous states.

Schedule an Intro Overview
Smiling couple signing papers, representing the best bridge loan lenders.

Calque removes compliance, risk, and pricing barriers for lenders.

Calque provides homeowners with a Purchase Price Guarantee, which is a binding backup contract that gives your borrowers up to 150 days to sell to a buyer other than Calque. This enables you to remove home sale contingencies, unlock equity, and offer loan solutions that consumers love.

01.

Contingency Buster

Designed for borrowers who want to remove home sale contingencies in 2 business days or less for the lowest possible cost.

Learn More

02.

The Trade-In Mortgage

Designed for borrowers who want to tap their home equity to make a bigger down payment, pay off debt, etc.

Learn More

Calque eliminates the duplicative costs and high fees associated with other buy-before-you-sell solutions.

Take the first step.
Discover how Calque can help you.

How It Works
4 Simple Steps

Borrower Gets A PPG from Calque
You Originate The Loan.
  • Loan officer excludes the departing home from DTI and originates a loan on the new home without a home sale contingency.
  • If the borrower needs to use a 2nd mortgage to access their home equity, the loan officer can also remove the 2nd from DTI.

Note: Calque is not a lender and does not provide funding, but we do have preferred HELOC providers with products made for our processes.

Borrower Closes and Moves.
  • Borrower closes on their new home and moves in.
  • Real estate agent stages and lists the departing residence.
Borrower Sells Their Original Home.
  • Borrower and agent sell the original home for full value on the open market.*
  • Upon the sale of the original home, Calque’s fees and all existing liens are paid in full. 

*If the borrower’s home doesn’t sell within the time frame specified in the PPG (up to 150 days in most markets), Calque will purchase the home. If Calque resells the home for more than the PPG, Calque will return the net profit to your borrower after Calque’s expenses have been paid.

Get sellers off the sidelines
with better loan solutions.

Let’s connect!

Why work with Calque?

We can help arm your loan officers with innovative products so you gain market share instead of losing it.

Calque is not a lender

• We complement, not compete.

• We never originate mortgages to compete with lenders.

• We never sell your client data or leads to anyone.

Your brand front and center

• We make custom marketing materials that reflect your unique brand.

• Front-line support that keeps your loan officers at the center of every deal.

Secure and Compliant

• SOC2 compliant.

• Committed to data protection and transaction security.

• Fully compliant with TILA, Reg B, etc.

Easy implementation

• Can onboard in as few as 2 weeks.

• Train your loan officers in 1 hour.

• No changes to underwriting standards.

Built to Serve Lenders

• Leadership team has 100+ years of banking and mortgage expertise.

• No fees or implementation costs for lenders.

Better solutions

• Less expensive than iBuyers and competing products

• Don’t require duplicate sales or leaseback fees 

• Easier and more efficient process

Ready to Win More Offers and Close More Deals?

Join a live information session

We offer weekly live information sessions online that last 30-45 minutes where we teach you everything you’ll need to talk to your clients about our home loan solutions, guide them through the process like a pro, and walk away with branded marketing materials as a bonus.

Join an Upcoming Info Session

Get a client started in 5 minutes

If you have a client that could benefit from one of our loan solutions right now, we can get them started by the end of the day. Please have your client fill out our questionnaire. The process takes less than 5 minutes to complete and one of Calque’s representatives will be in touch with you both shortly.

Get Started

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Let’s Connect
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More convenience. Less risk. Calque

Calque provides homeowners with a Calque Purchase Price Guarantee. All mortgages are provided by lending partners.

No NMLS! Calque isn’t a lender but this is where our competitors usually post theirs 🙂

Information

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Contact Us

  • (512) 894-9629
  • info@calqueinc.com
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